【NOC-6235】6235—金融销售代表
6235—金融销售代表
6235 Financial salesrepresentatives
综述---新新源移民:
对个人或商业企业,销售基本的存款、投资和贷款产品及服务。他们受雇于银行、信用单位、信托公司和类似金融机构;
Financialsales representatives sell basic deposit, investment and loan products andservices to individuals and businesses. They work in banks, credit unions,trust companies and similar financial institutions.
主要岗位职责-Mainduties-新新源移民
--开设新的个人或非个人账户,使客户可以使用自动柜员机、电话银行和在线银行服务;
--就个人事务、抵押、学生和商业贷款事务,和客户面谈;
--促进存款、投资、信用和贷款产品和服务的销售;
--协助客户制定诸如业务扩张、债务管理、投资和其他财务目标的应对方案;
--研究和评估贷款申请人的财务状况,偿还贷款的信用和能力;
--完成信用和贷款文件;(新新源移民)
--提交信用和贷款申请给支行或经理审核,或者在自身权限范围内审核申请,确保符合规定;
--准备拖欠账款的财务报表以及提交无法和解的账号进行追缴行动;
--审核和更新信用和贷款文件;
--作为现金和债券联合管理人;
Mainduties
Financial sales representatives perform some or all of the following duties:
Opennew personal and non-personal accounts, and provide access to automated bankingmachine, telephone banking and online banking services
Interviewapplicants for personal, mortgage, student and business loans
Promotethe sale of deposit, investment, credit and loan products and services
Assistclients by proposing solutions to address financial objectives such as businessexpansion, debt management, investment and other financial goals
Researchand evaluate loan applicant's financial status, references, credit and abilityto repay the loan
Completecredit and loan documentation
Submitcredit and loan applications to branch or credit manager with recommendationsfor approval or rejection; or approve or reject applications within authorizedlimits ensuring that credit standards of the institution are respected
Preparestatements on delinquent accounts and forward irreconcilable accounts forcollector action
Reviewand update credit and loan files
Actas joint custodian for cash and securities.
ExampleTitles示例职位-新新源移民
顾问,贷款——adviser, loans
代理,贷款——agent, loans
分析师,信用——analyst, credit
分析师,贷款——analyst, loans
银行账户官——banking accounts officer
商业银行账户官——commercial banking accounts officer
消费信贷官——consumer credit officer
消费贷款官员——consumer loans officer
辅导员,贷款——counsellor, loans(新新源源移民)
信用分析师——credit analyst
资信调查官——credit investigation officer
信用调查——credit investigator
信贷执行官——credit officer
债务辅导员——debt counsellor
金融销售和服务人员——financial sales and service officer
金融销售和服务主管——financial sales and service supervisor
金融服务人员——financial services officer
金融服务代表——financial services representative
贷款服务人员——lending services officer
贷款服务见习——lending services trainee
贷款审查员——loan inspector
信贷员——loan officer
贷款顾问——loans adviser
贷款代理——loans agent
贷款分析员——loans analyst
贷款顾问——loans counsellor(新新源源移民)
贷款主管——loans supervisor
商户服务专家 - 金融——merchant services specialist – financial
抵押顾问——mortgage consultant
按揭贷款顾问——mortgage loans consultant
按揭贷款官——mortgage loans officer
按揭员——mortgage officer
官员,银行账户——officer, banking accounts
官,信用——officer, credit
官,贷款——officer, loans
官,按揭贷款——officer, mortgage loans
个人银行——personal banker
个人银行账户官——personal banking accounts officer
个人银行业务代表——personal banking representative
个人金融服务合伙人——personal financial services associate
个人金融业务人员——personal financial services officer
个人贷款官员——personal loans officer(新新源源移民)
销售助理 - 个人银行业务——sales associate – personal banking
销售人员 - 财务——sales officer – financial
高级官员的贷款——senior loans officer
助学贷款官员——student loans officer
雇佣要求-Employmentrequirements-新新源移民
Completionof secondary school and extensive general banking experience is usuallyrequired.
Abachelor's degree or college diploma related to commerce or economics may berequired.
Amutual funds license is usually required.
Registrationwith the securities regulatory authority in the province or territory ofemployment is usually required.
Completionof a loan or credit training program, ranging from six to twelve months, isusually required.
Varioustraining programs and courses are offered by the Institute of Canadian Bankersand may be required by employers.
Financialservices officers who sell regulated financial products and investments arerequired to be licensed by the appropriate governing body.
Additionalinformation
Progressionto higher levels of financial planning and wealth management is possible withexperience.
Progressionto credit and loan management positions is possible with experience.
其他分类Classifiedelsewhere—新新源移民
Creditand loan managers (in 0122 Banking, credit and other investmentmanagers )
Customerservices representatives - financial institutions (6551)
Banking,insurance and other financial clerks (1434)
Otherfinancial officers (1114)